Ways for the Government to Support Modern Families
In the past few years, families headed by single parents have really become an ordinary issue more than the traditional type of family or the so-called "nuclear family". This type consists of a mother, father and children. In this generation, seeing single parent families led by mothers, fathers, or a grandparent raising their grandchildren is just but common in the society.
Common as it is, being a part of a single parent household can create a stressful situation for the adult and the children alike. Family members may have to deal with the expectation of having their family function like a normal family would.
To survive the difficult times ahead, financial help is a great necessity as a single parent. Good thing there are programs made available for about everything under the sun, including financial assistance for single mothers and fathers, single parents so to speak, across a variety of categories.
First is the Medical/Health Insurance Assistance for the single parents. If they do not have this insurance, they may find it difficult just going to the emergency room. Securing a medical insurance is very important for single parents and their children. One program that helps is Medicaid, which is jointly run by the federal and state to provide medical insurance for low income families. It is partly funded by the federal government but run by the state, that is why coverage can be different from state to state.
Single parents can also try the Healthcare Marketplace where they can find low cost health insurance. However, in order to avail this, their income must first meet the guidelines.
They may check their qualifications to see if the income for their family size measure up for a low premium on health insurance.
Another one is the Housing Help for single mothers where they can get an assistance for renting and purchasing a home. There are many options to choose from when it comes to housing help as a single mother. Federal, state, and local governments can offer help, as well as community organizations.
Government assistance doesn’t just qualify any families with single parents asking help, and that is where private assistance enters the scene. There are several programs and ways to get private housing assistance; and that includes CoAbode Single Mother’s Housing Share, Private Transitional Housing, and charities and organizations. FHA Insurance Loans, Individual Development Accounts, Habitat for Humanity Housing Solutions, USDA Loans, and HUD Homes are also good resources to purchase a home.
Apart from the help given to single mothers, financial assistance are also available for single fathers but are extremely rare. The legal system usually works against men in most instances, that is why courts make fathers second-class citizens in cases such as alimony, child custody, and child support.
Government agencies make every effort to find single fathers so they can take money from them and transfer it in the child support. They are denied the right to drive a car, enjoy sporting activities, and even earn an income by declining their license application if they are behind on payments.
Many law firms have devoted to providing legal rights for single fathers. Some even do pro bono work for this case. However, in most cases, firms do not practice law for free; that is why they will have to pay for the resolution of their case.
Many men have to drive so they can go to work, but most occupations require licensing for that matter. Attorney fees may be tax deductible if a government agency denied a work related license application because the father was unable to pay the child support. These tax savings can help the single fathers fight for their rights.
Financial aid is provided by the federal and state governments to single fathers who pay marital support. These alimony payments may be tax deductible, but child support payments are not. They may have to review their separation agreement with their tax adviser.
The Low Income Home Energy Assistance Program (LIHEAP) was also established to help single parents and more individuals who cannot afford their home’s energy bills. If they meet the eligibility criteria of this program, they may be provided with heating and cooling energy cost assistance. To inquire or to comply the application requirements, they just have to reach their state's local LIHEAP office or contact centers.
The U.S Department of Health and Human Services also offers a federally funded Head Start Program that aims to assist children aged 5 and below. This assistance caters eligible families with low income. There are also several Head Start Programs that run Early Head Start Programs that are focused to assist pregnant women, toddlers, and infants. If they want to apply for the aforementioned programs, they only need to contact their local program that supports Head Start. They may find a Head Start Locator Tool or call their service centers for more information.
As mentioned above, we are never short of helpful and generous government assistance programs that can contribute to the needs of our low-income single parents and many other individuals across the country. When we are having difficulties on certain areas, the best thing to do is to resort to utilizing the resources handed to us on a silver platter. Wit this, we get to have financial stability if we grab the temporary help when we need it the most.
Being a single parent can be really tough in many ways. To gain the assistance they need, the best thing they can do is to contact their local job and family services branches to check out the programs available for them.